TREAT YOURSELF TO THESE BENEFITS OF AN OP

and still have the time of your life in retirement!

• 50% Wayfair subsidy
• flexible contributions
• profitable investment
• lower taxes and social security contributions
• no paperwork

Sounds good, doesn’t it? Our experts at Pension+Services will lay it all out for you in your face-to-face chat.

Book 1:1

I’M GOING TO ENJOY MY LIFE. MY OP WILL DO THE REST.

Hi, I'm Lara.

As a young, inquisitive and open-minded person, some things are particularly important to me. I want to try new experiences, seize opportunities and grow as a person. My latest adventure? My 2-year-old daughter. I wanted to give her a lot of my time in her first couple of years – without worrying about the future. Because I know that thanks to my personal investment in the future, I’m in a great position.

Does everything you’ve heard and read about the OP so far sound quite good to you? Then it’s time to find out how it works.

1. MY OWN CONTRIBUTION

• Let’s assume, like me, you want to invest €100 in your future from your net salary as an OP savings rate.
• I’m saving €40 in social security contributions and €60 in taxes.
• That adds up to savings of €200 already. Not bad, eh?

2. WAYFAIR'S CONTRIBUTION

• Wayfair adds 50% to this €200.
• By putting in €100 net, my monthly contributions come to €300 – cheers!
• Hard to believe, isn’t it? Do the maths yourself: €100 from me + €100 from the state + €100 from Wayfair – month after month.

3. THE COMPOUND INTEREST EFFECT

• “The most powerful force in the universe? Compound interest.” – Albert Einstein
• What the smart man meant was that by (re)investing interest, I’ll get interest on that interest. The result: compound interest.
• This will help me accumulate a considerable amount over my working years, which will increase exponentially thanks to this superpower. Wowzers!

4. LARA'S FLEXIBILITY

• I can choose the amount to save depending on my current situation and change it at any time. Easy-peasy!
• Once I’ve reached my well-earned retirement, I can either have my pension paid out as a lump sum or monthly – or maybe I’ll go for a mix of the two.
• Even if I move, change jobs or go abroad, I can just take my contract with me. My balance is safe.

WE THINK OUR OP IS PRETTY SMART.

But what matters is what you think and what you feel comfortable with.

It’s all about you.

We are experts who fully cater to you and your individual situation. So you can take your time and choose what’s right for you and your future.

How it works